Empowering Societies
We support the non-bankable community in Sri Lanka by lending our hands to achieve their goals and expand their opportunities.
Dream big and make it happen
The alternative economic development model of Sarvodaya makes competition irrelevant and stand out our entrepreneurs from the rest of the others
The First Development Finance Company with a heart for humanity
Our mission is to foster sustainable development through the provision of ethical financial services and fulfill the expectations of all stakeholders
Welcome to
Sarvodaya Development Finance
Sarvodaya Development Finance(SDF) PLC, was promoted by Sri Lanka’s oldest continuing social movement, the Lanka Jathika Sarvodaya Shramadana Sangamaya.
The purpose was to support underserved rural economies and grassroots entrepreneurism in Sri Lanka, that represented communities deemed ‘non-bankable’ by formal financial institutions. As the financial arm of the Sarvodaya Social Movement, SDF was the only finance company in Sri Lanka owned by a charity and became the first impact investment finance company listed on Colombo Stock Exchange.
SDF is also one of the oldest microfinance institutions in Sri Lanka and SDF is the first formal financial institution to channel the private sector investments into low and mid-income groups in the country becoming the first impact investment finance company Listed on Colombo Stock Exchange.
SDF fulfills its mission to foster sustainable development by providing not only a range of financial services, but also by conducting educational programs to make successful entrepreneurs by organizing specialized programs on management, digital marketing, finance, and related other subject matters, and by targeting small and medium enterprises(SMEs) from all parts of the country.
Over 90% of our branches are located outside the Western Province to enable financial services to low and mid-level income groups. While targeting the SMEs as our primary customer segment, SDF caters to the non-bankable community in Sri Lanka by delivering financial solutions through fully pledged 56 branches that are again connected to 5400 village societies.
| Years Of Experience | +37 |
| Branch Network | 56 |
| Customer Base | +159393 |
| Public Quoted Company | 100 % |
Empowering Future of
Finance
Delighted
Service
Transparent &
Integrity
Passionately
Committed
“Sarvodaya means the Awakening of All – from an individual Human Personality to Humanity as a whole. This awakening has spiritual, moral, cultural, social, economic, and political dimensions. Whatever we do in one of these sectors influences all other sectors.”
Dr. A. T Ariyaratne - Founder (Sarvodaya Movement )
“Sarvodaya Development Finance Limited (SDF) which is part of the Sarvodaya Movement in Sri Lanka is the first impact investment opportunity to come to the public market.”
Chairman of the CSE, Dumith Fernando, 24th December 2021
Services
What do we offer ?
Housing Loans
SDF offers you hassle-free loan services with the sole intention of providing a home of your own. This product is specially designed for low-income and mid-income earners who will not be able to pr
Agro Machinary and Equipment Leasing
SDF views leasing as a crucial financial tool in development finance for the country’s SMEs, as it enables small businesses to access modern machinery, equipment and vehicles immediately, at
SME lending
Those who have graduated to the SME level are given financial assistance together with branding, marketing, packaging, and knowledge for them to go over boundaries in order to earn foreign re
Gold Loans
SDF gold loans, which are a quick and easily accessible form of credit, are available for both personal and business financing. This helps our customer to get their working capital requirement with
Society Loans
We are providing financial solutions for societies that are registered under society ordinances spread across the country. There are 5400 societies of which the minimum membership of the soci
General Savings
SDF offers savings account facilities for individuals and institutions. Unlike fixed deposits, savings accounts allow account holders to withdraw cash, as and when required, while still generating
Housing Loans
SDF offers you hassle-free loan services with the sole intention of providing a home of your own. This product is specially designed for low-income and mid-income earners who will not be able to pr
Agro Machinary and Equipment Leasing
SDF views leasing as a crucial financial tool in development finance for the country’s SMEs, as it enables small businesses to access modern machinery, equipment and vehicles immediately, at
SME lending
Those who have graduated to the SME level are given financial assistance together with branding, marketing, packaging, and knowledge for them to go over boundaries in order to earn foreign re
Gold Loans
SDF gold loans, which are a quick and easily accessible form of credit, are available for both personal and business financing. This helps our customer to get their working capital requirement with
Society Loans
We are providing financial solutions for societies that are registered under society ordinances spread across the country. There are 5400 societies of which the minimum membership of the soci
General Savings
SDF offers savings account facilities for individuals and institutions. Unlike fixed deposits, savings accounts allow account holders to withdraw cash, as and when required, while still generating
We are available islandwide
Branches
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Monaragala
No 304/1, In front of Bank of Ceylon, Kachcheriya Junction, Monaragala.
+94 55227054
Directions
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Polonnaruwa
No.21, Opposite the Police Station , Main Street,Kaduruwela, Polonnaruwa, 51000
+94 112667411
Directions
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Loan Amount
Minimum LKR 500,000
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Equated Monthly Installment
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Testimonials
WHAT OUR LOVING CLIENTS SAYING
Jasmine Story – Mr.Gayan Mangalaeliya, Puttalam
Jackfruit Products – Mr. S. L. M. Silva (Kos Mama), Panadura
Online Clothing Store -Mr. Shiwantha Bandara, Polonnaruwa (Nawa Nagaraya)
Coconut Oil Distribution – Mr. W. A. S. M. Basnayaka, Anuradhapura
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