Micro Business/ Personal Loan

Sarvodaya Micro Business/ Personal Loan

Fueling Aspirations, Building Financial Foundations

Every individual’s potential fuels our national progress. At SDF, our Micro Business and Personal Loans empower rural and suburban Sri Lankans to turn their skills into sustainable income, manage life's needs, and build a secure future. From small startups to household essentials, we provide accessible financing that values trust over paperwork. With community-centered service and flexible terms, we support growth that strengthens livelihoods and builds a more resilient nation.

Finance That Builds FuturesSmall Loans, Big ImpactTurning Skills into Growth

174K

Customers

60+

Years

5,400+

Partner Societies

Branches

About Micro Business/ Personal Loan

Nurturing Local Livelihoods, Strengthening Communities

At SDF, we empower rural and suburban Sri Lankans with essential financial support to start or grow a small venture or invest in personal and professional development—all with minimal formalities and maximum trust. By offering flexible solutions and a community-focused approach, we help turn local potential into stable income and lasting prosperity, building stronger households and a more inclusive Sri Lanka.

Key Information

Who We Empower

How You Can Use the Funds

Why It Works

Eligibility

Please select a section to view details

Documents Required

Completed loan application form

Completed guarantor application form (If applicable)

Valuation Report from a registered Outside valuer

Copy of NIC/ driving license/ passport which carries the NIC number (All applicants and guarantors)

Income proof – (Salary Slips for last 03 months/Bank statement for last 6 months /other income proof documents such as bills & invoices for last 06 months)

Proof of permanent residence. (Electricity bill /Water bill / Gramasewaka certificate)

Business registration (If available)